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Congress Considers National Data Privacy Law

The Ticket Clinic 

Legislation was introduced into Congress this week that would establish a national data privacy law. The bill would require businesses to disclose to consumers any breaches that result in the exposure of personal information.

The legislation is a reaction to the massive security breaches that have occurred over the last year. In the most notable breach, over 40 million credit card numbers were exposed in a security breach involving CardSystems, an online processor. LexisNexis, Bank of America and other corporate entities have also suffered breaches exposing the personal information of millions of individuals.

Under the new legislation, businesses exposing the personal information of more than 1,000 individuals would be required to notify the individuals. Failure to comply with the law would result in penalties of up to $11 million per incident. Interestingly, the legislation would bar businesses and schools from putting Social Security numbers on any form of identification.

Upon receiving notice, consumers would be allowed to put a notice on their credit reports, which would prevent any company from providing new credit under their name. This would effectively stop thieves from opening new credit accounts with the stolen information.

Will It Pass?

The new legislation has a very good chance of becoming federal law. Sponsored by two Republicans and two Democrats, the bill appears to have bipartisan support. Avoiding the vicious partisan politics on Capital Hill is half the battle for any legislation.

Corporate America also appears to be getting behind the bill. Although this might seem surprising at first, there is a good reason. States including California, Washington and Georgia have already enacted similar laws, but each requires different actions. A federal law, however, will trump all of the state laws and create a uniform requirement for businesses. From a practical standpoint, Corporate America would prefer one standard instead of many.

The new bipartisan legislation is a welcome step in the effort to fight identity theft. Many more steps, however, will be required. You should continue to closely review your credit card statements and credit reports for any unauthorized charges.

 
Universal Law Series - the Law of Cause & Effect

This is the third of seven articles in our continuing series on Universal Law. The focus of this article is the Law of Cause & Effect. Based on the Socratic law of causality, this Law is so profound and powerful that it has been referred to as the "Iron Law of Human Destiny".

Law of Cause & Effect:

The Law of Cause & Effect states that absolutely everything happens for a reason. All actions have consequences and produce specific results, as do all inactions. The choices we make are causes, whether they are conscious or unconscious, and will produce corresponding outcomes or effects. The Law works the same for everyone at all times.

Distilled down to the simplest possible terms, this Law states that for every outcome or effect in one's life, there is a specific cause; poor diet and exercise habits result in poor health, constant and uncontrolled spending results in debt and money worries, not putting effort into your key relationships results in poor relationships and all of the associated issues.

The law can also be applied in the physical sense through examination of Sir Isaac Newton's third Law of Motion, which states that "for every action, there is an equal and opposite reaction." If, for example, you were to hold your hand over a candle's flame (the cause) the effect would be that your hand would burn and it would hurt! While this is an extreme example, it serves to illustrate the point very well.

Consider another situation which is specific to business. Imagine that your business is so successful you cannot keep up with the demand – a nice problem to have! Eventually, the levels of customer service deteriorate as your staff attempts to cope with the problem. You receive complaints and employee morale begins to suffer.

At this point, you have a choice to make – try to muddle through with the existing situation or hire more people. This is a difficult decision as there are many unknowns when hiring – will you get the right person, will he / she be part of the solution or part of the problem, what will happen to your cash flow etc.

Whichever decision you make becomes the cause – either you hire or don't. The effect is the result of the decision. If you hired someone, there should be some relief for your existing staff, and customers should become happier with your service (providing of course, you hired the right person and then invested to train them properly). If the decision was to not hire, the effect would likely be dissatisfied, and eventually, lost customers and potentially lost employees as well – unless you can find another solution (cause) to implement (process re-engineering etc.). This is a recipe for disaster which could easily see the business fail altogether – the ultimate effect.

The same holds true with your personal relationships. If you treat the important people in your life with respect, love, compassion, dignity and honesty (cause), you will experience loving, solid relationships – which lead to happiness, fulfillment and peace of mind (effect).

Making It Work For You:

The truly wonderful thing about this law is that by definition then, we should be able to manifest that which we truly want (the effect) simply by exerting the same causes that others before us have exerted and been successful. Let me explain:

If you have a desire to be a successful and highly paid businessperson in your chosen field, then you should be able to look back and study what made others, before you, successful. What books did they read, courses did they study, beliefs did they hold, actions did they take?

If you were to emulate the things they did to be successful, you would achieve the same results over a period of time. If, over time, this does not occur, it is likely because there is something different in what you were doing – some vital piece of information that is missing.

What You Can Do:

There are three action exercises, which you can put in place immediately, to help you get more of what you want:

1. Determine the Cause & Effect relationships in the areas in which you want improvement or success. Identify the specific things you will need to do in order to get the results that you desire.

2. Take action! Make the decision to focus on, and do, the things that other successful people have done in those areas. Half the battle is taking action. It is your ability to actually begin that will set you apart from the majority of the population.

3. Persevere. If you take action and do the things that others have done, you will eventually get the desired results. Rome was not built in a day and it has taken you a lifetime to get into the position in which you now find yourself. Success takes time, so if it doesn't seem to be working immediately, don't give up! Stay focused, analyze your causes to ensure you are doing the right things; tweak your approach if necessary – you will get the desired results!

There is no mystery to achieving success - it is available to all of us. One need only be aware of, understand and live in accordance with Universal Law!

About the Author:

Tony Davies is a Business Consultant as well as a Business & Personal Coach. He is an expert in the areas of Leadership and Personal Development and in integrating these two, seemingly different, disciplines. Tony is successful at this as the result of personal experience - a solid business background combined with a passion, and gift, for personal development and helping others.

To find out how Tony can help you to move your business and your life forward, check out his website at http://www.momentumbusiness.ca, and contact him directly.

 
Everything You Need To Know About A Copyright Lawyer
Copyright lawyers deal with many different subjects such as Internet law, intellectual property, patents and trademarks, and of course, your copyright laws. Each lawyer has attended school for some time to get a degree to help you, which means they know more about the law than you do.

Some mistakes website owners make is when they buy articles online; many times a buyer assumes they have full copyright. This isn?t always the case, depending on the agreement of ownership. To make sure you don?t fall into this trap, you should have a lawyer create a contract before you hand over any money; this way you know for sure if you have full ownership or if the writer does. You have three different categories you may purchase an article: usage, full, and unique. A copyright lawyer will explain exactly what each one means. Usage means the buyer gets to use the article one time, but the writer can use it again or resell it. Full rights will give the buyer all rights; they can even place their name on the article, saying they wrote it.

A copyright lawyer will never tell you that you don?t have to register your copyright; in fact they will encourage you to do it. Sure, they get money to do it for you, but you will have documented proof of your copyright ownership. If you don?t file it, you can?t sue if someone uses your information. (To learn more about copyrighting your work, download my free ebook, "Copyright Basics," at www.ResearchCopyright.com).

A copyright lawyer is not cheap. Most copyright lawyers will have special discounts on packages, which mean you can get a lot more than what you originally walked in for. Usually your lawyer will even advise you of things you didn?t even have knowledge about.

A copyright lawyer can help you better understand the laws of the virtual world, as well as the real world. Every day someone new is getting sued over content on the Internet. It can be as simple as someone stealing an article, quote, song or a picture. A big issue is using another company?s name in your tags to get the search engines to rank you higher. Other issues may be with bloggers today. Be careful with what you say about your places of business; not only could you get in trouble for any copyrighting issues but slander is another big issue.

Many people only look for a copyright lawyer when they want to copyright something or sue someone, but they normally don?t think about hiring a copyright lawyer when they are being sued. This is definitely the person you want on the job defending you if the time comes. Before you hire a copyright lawyer, if you have any other questions call them up and ask them. Lawyers love to give advice, especially if they think you?ll be hiring them.

Copyright Lawyers in the U.S.

A US copyright lawyer can help anyone in the United States, as they know U.S. copyright laws and the best ways to fight them. A US Copyright Lawyer protects you. A US copyright lawyer files a copyright, advises you and helps you get back what was once yours, and sue someone. If you are an American or someone currently living in the United States, you will be able to hire a US copyright lawyer; however, if you reside out of the States, you may have restrictions.

In the Internet world copyright issues are becoming a big thing and having a US Copyright lawyer behind you can help if you need to fight against someone stealing your work. Copyright lawyers must stay current in recent rulings dealing with copyright issues, which mean they know their job. Don?t just stick with a lawyer you already had because you?ve used them before. They may have been great at your car accident or your divorce, but for copyright issues, you need a lawyer who deals with copyright laws. A US copyright attorney can also help you to retrieve money, even if you never filed the copyright until after it was stolen or online. This can get a bit tricky to prove, however if you have a good lawyer, this shouldn?t be a problem.

A US copyright lawyer can help you copyright your work; it costs $20 to file a paper to get the copyright on your work. This does not mean there is a one time fee of $20 and all your work is safe. Y must do this with all your work. You are paying per piece. In the future if you need to sue someone for using your content, the violators can end up paying $35,000. A US copyright lawyer can help you with this if you live in the United States.

Your US copyright lawyer may have dealt with people stealing content, or maybe celebrity pictures. Recently a big name celebrity had her pictures leaked on the Internet. She sued the people who were spreading them, and it suddenly stopped. All those websites that had the pictures on them were asked politely to take them down since they were copyrighted. That?s what a good US copyright lawyer will do; he/she will be able to prove their case because they know the law. They will have to show proof of when something was taken, said, or documented. In the case of pictures, she was able to show she had the proofs and she had no agreement for anyone to use them.

Copyright laws have been changing since 1976; however, copyright laws change as our technology advances. Lawyers and judges know our needs and are learning every day how to protect them and in order to do that laws are passed and the copyright laws are updated. Granted laws may be different in other countries but the chances are if it happens on US soil, the best representative would be a US copyright lawyer because they have been studying ever since law school.

 
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